土地经营权抵押贷款的农户获得贷款350万

孙艳成,对郑州成源食用菌专业合作社在枣庄,山东省的主席,从合作社的105亩土地经营权获得了350万元

孙艳成,对郑州成源食用菌专业合作社在枣庄,山东省的主席,从合作社的105亩土地经营权获得了350万元的贷款,是他次从银行借的钱由土地的美德。”当我们从事农业,在土地没有什么值得。这是很难从银行借到钱。如果你想借钱,你需要使用房地产作为抵押,或找人担保。但我没想到的是,现在一个小的交易凭证可以抵押贷款。”孙艳成说。孙艳成的“交易凭证”是“赵庄农村产权交易交易证书”由市农村产权交易监督管理委员会印制。打开暗绿色证书,里面详细介绍了农场的名字,该地区的??流,图的位置,与年循环次数。孔玲堂,对枣庄薛城经济贸易局副局长告诉记者,该证书颁发给一个大型的农业经营实体,如大型粮食种植、家庭农场、合作社等进行了综述,在农业经济管理部门办理转让合同、面积、经营效益。签发的证书后,该机构的评价相当于政府验证由运营商转让土地使用权、颁发证书。类似Sun Yanchengs的经历,潘琳翔,莱城区,莱芜市樱桃种植专业合作社董事长,也得到了笔贷款从莱芜市通过土地经营权抵押贷款。Pan Linxiang told reporters that because it was difficult to obtain bank loans for breeding sheep, cherry and strawberry cultivation, she raised funds by selling three houses in the house and borrowing friends and relatives. Therefore, when I first knew the land management rights mortgage loan, Pan Linxiang did not hope. "Who knows that this land management right certificate has the same gold content as the real estate license, the bank will soon grant me a loan of 2 million yuan. With this money, it will not be a problem to expand the scale of production and operation." Pan Linxiang said. Relatively low loan interest rates have also made land management rights mortgages popular with many new agricultural operators. Wang Xiaopeng, director of the head office of Hetoudian Town of Qingdao Rural Commercial Bank, told the reporter that under normal circumstances, the average interest rate of agriculture-related loans is about 9%, while the mortgage interest rate of land management rights is 6.3%, and the burden of farmers repayment is relatively light. The reporter learned in the interview that at present, China is in a critical period of transition from traditional agricultu

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